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Hmm, it should't be the case. I am insured with State Farm in Los Angeles (expensive place for insurance) and I pay about $1100/yr for full coverage, and I had 2 crashes.
That said, Geico quoted me $3K to insure the bike with the same coverage... so shop around...
That said, Geico quoted me $3K to insure the bike with the same coverage... so shop around...