My lovely '12 MTS, which has close to 90,000 miles, ans 'was' cherry....is no longer. I clipped a deer, on Hwy 36 Saturday and she hit the pavement. Damage is to the left side and my insurance company (All State) said I could write up the damage estimate for the parts. Since I do all my own maintenance, tearing her apart isn't an issue, but I've never heard of this. Any you guys?