Join Date: Jul 2007
Location: Los Angeles, CA, USA
glad you're OK. Same thing almost happened to me on the far right on the FWY so I had the emergency lane to get into. But I though I was going to murder the guy.
with regards to insurance and who's at fault, since your bike collided with his car when he cut you off, it's clearly his fault. Had you tried to avoid hitting him and crashed on your own, then there would be an argument against his culpability. So in a way, even though it's scarier, it's better from an insurance POV if your bike actually hits the other vehicle that's causing the accident.
I crashed my SC twice, albeit a few years ago (2008 and 2010), and both times I had the shop fix the streering stoppers before the assessment to make sure the insurance company wouldn't declare it totaled due to bent frame, as it had happened to other forum members. it worked both times. They handed me a $8K check each time and I rebuilt the bike with better aftermarket parts.
Seems you got some nice goodies on there and it would a shame to let the insurance take that away. You should level with your adjuster and explain to him the cost of your parts etc and why you want to rebuild the bike. Sometimes the adjusters get it and they're cool.
[*]'07 Ducati Sport Classic Sport1000 Biposto, Black [*]'05 Ducati 999s, Black (sold)[*]'18 KTM 1290 SuperAdventure S, Black[*]'14 KTM 1190 RC8R, White/Orange/Black