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Jun 2nd, 2008, 2:59 pm
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#1 (permalink)
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Senior Member
Join Date: Oct 2007
Location: orlando, fl, usa
Posts: 671
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ridiculous insurance again
up for renewal. hyper $986.00 12 months, thruxton $149.00 12 months.
with $762.00 of the hyper cost as collison I don't see how the way the hyper is classified can make much difference. Is this the norm with you guys too?
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Jun 2nd, 2008, 3:54 pm
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#2 (permalink)
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Lifetime Premium
Join Date: Aug 2006
Location: Bothell, WA, USA
Posts: 36
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Foremost Ins [farmers]
I just paid $1174 for two Ducati for a year
__________________
AMSOIL DEALER
06 MTS 750 SPS
08 HYPER BLACK
BOTH SERVICE & MODIFIED AT EASTSIDE MOTOSPORTS, BELLEVUE, WA, USA
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Jun 2nd, 2008, 4:53 pm
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#3 (permalink)
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Lifetime Premium
Join Date: Aug 2006
Location: Phoenix, AZ,
Posts: 752
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I have not seen any you tube videos of Triumph Thruxton's doing 5th gear wheelies or backing into turns. I would bet there are a lot more hyper claims for property damage and bodily injury. The hyper is also over 1000cc's which causes a price spike in many insurance companies. I would go with $500 deductable on the hyper and call Geico.
__________________
2004 KTM 250SX
2010 KTM 990ADV
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Jun 2nd, 2008, 4:56 pm
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#4 (permalink)
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Senior Member
Join Date: Dec 2007
Location: NYC, NY,
Posts: 439
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Try 1,500.00 for the year in NYC for the hyper, full coverage and a 250 deductible. You guys seem to have it alot easier in other cites.
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Jun 2nd, 2008, 7:39 pm
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#5 (permalink)
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Senior Member
Join Date: Jul 2007
Posts: 1,259
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About $375 per year, full coverage, $500 deductible. State Farm.
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Jun 2nd, 2008, 7:39 pm
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#6 (permalink)
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Senior Member
Join Date: Dec 2007
Location: Phoenix, AZ, USA
Posts: 1,750
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Lots of variable in pricing insurance. It seems to me with multiple bikes, they price the new one high and you get a bigger discount on the others. At least that is how it seemed with Progressive. I don't think I am getting as good of a deal as some though since I am clocking in around $1200/yr with the Hyper for 100/50 and a $1K deductible. No tickets or claims. I blame a lot of it on the illegals and other dirt bags running around here with no insurance.
Out!
__________________
2008 Ducati Hypermotard
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Jun 2nd, 2008, 9:09 pm
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#7 (permalink)
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Member
Join Date: May 2008
Location: North Western, CT, USA
Posts: 57
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I pay $600 a year with full coverage. I have no idea why it is so cheap for me with part costs so high. My XR was $300 with the minimum. I'm 22 with 1 ticket and a otherwise clean record, suppose to cut in almost half in november when I reach 6 years of driving. I thought Mass had some of the highest insurance costs in the country.
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Jun 2nd, 2008, 9:25 pm
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#8 (permalink)
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Senior Member
Join Date: Oct 2006
Location: Carlsbad, CA, USA
Posts: 1,210
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I just picked up a KTM 950 SM and it added $126/yr to my insurance. I know its not a Duc, but its the same style and costs pretty much the same. I go through USAA and have Homeowners and other auto/motorcycles with them.
__________________
2008 Hyper S
2007 SC 1000 S - sold
2005 999 S - SOLD
2006 KTM 950 SM - SOLD
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Jun 2nd, 2008, 9:28 pm
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#9 (permalink)
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Senior Member
Join Date: May 2008
Posts: 805
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Before I bought the Hyper, I was considering the Speed Triple. When I checked the insurance the ST was almost twice as much.
__________________
Current Rides:
2008 Ducati Hypermotard 1100
2006 Kawasaki KLX250S
2004 Honda CBR600RR
2002 BMW R1150R
1996 Ducati 900SS/CR
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Jun 3rd, 2008, 9:11 am
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#10 (permalink)
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Banned
Join Date: Sep 2007
Location: RANCHO MIRAGE, CALIF., USA
Posts: 949
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iNS
My Hyper and Desmo are almost the same thru progressive....
Gee-Bee
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