Hurricane Irene vs My Motard

[mypetmonster]

Hey y'all.. This might be the wrong section to post this but I figured i'd give it a shot. mods please move if necessary.

So i live in NJ and we just got hammered by Hurricane Irene and my bike was in our garage with water up to the seat. It's a 2011 Evo SP so it's pretty tall to begin with..

I'm sure i'll have to call my insurance company for this info but does anyone know if, in the chance that the bike is a total loss, i will be covered for flood?

I have Rider Insurance if that helps but I'm totally clueless about what to think in this instance. The street has had 4 feet of water in it since the rain started so wheeling the bike somewhere else isn't an option.

Thanks all.

[Rikosintie]

I'm sorry to hear that. Keep us posted, I doubt that a standard insurance policy will cover flooding.

Michael

[Da_Bull]

Your auto policy most likely won't cover it. However, homeowner's insurance usually does.

Time to start reading the fine print.

[Turkishexpress]

Flood insurance is a tricky one and usually is an add on most people in the NE do not take since Hurricane's are rare. Hopefully one or the other covers it.

[craighjr]

That suck, where in nj? Change the oil asap take out the air filter and spark plugs turn it over by hand alot. If its dry inside the air box and crank case add oil and try to fire it up. The battery and ecu are above seat level technically. I'm sure the insurance companys will fight it but one will probably total it out for you if its a full submerge case.

[mypetmonster]

Union County... border of Cranford and Kenilworth.. unreal how much water we're retaining in these houses..

[Seven9Six]

The bike may not be affected at all if the water level stayed lower than the air cleaner box inlet. If you want to keep it.....just check and see if the air filter is dry and then change the oil and filter. Start it up...let it run for less than a minute and change the oil and filter again. It should be perfect after that.

Before you do anything...let the bike air dry for several days so that all the water evaporates out of the wire harness...CPU...etc.

I once parked a Honda in 12 feet of water and had to leave it there all night. Next day i went back and we pulled it out with ropes. All i did was change the oil and ALL filters 3 times...and it was perfect again.

[DosHypers]

Dang that's a sucky situation! I bet everything will work fine though once you go through it. I mean hell they are designed to withstand some rain right?!

[BKK]

Originally Posted by Seven9Six

The bike may not be affected at all if the water level stayed lower than the air cleaner box inlet. If you want to keep it.....just check and see if the air filter is dry and then change the oil and filter. Start it up...let it run for less than a minute and change the oil and filter again. It should be perfect after that.

Before you do anything...let the bike air dry for several days so that all the water evaporates out of the wire harness...CPU...etc.
.

X2 on that advice (Plus More). Although Ducati's don't get stuck in river crossings often, plenty of other bikes get submerged, and water injested.

Drain the engine oil, remove the spark plugs, and air filter. Strip it down and let it bake in the sun for an afternoon. Fill it with oil and crank it a few times with the plugs out. Then follow Seven9six's advice.

[BigKidEarl]

I'm sorry to hear about your bike, the good thing is you are safe.

-Big Kid