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Jan 23rd, 2012, 7:48 pm
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#1 (permalink)
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Senior Member
Join Date: Jul 2009
Location: Soldotna, AK, United States
Posts: 146
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This insurance seems high...is it?
I bought Guy's PP and just added it to my Progressive plan. I did not have comp/coll with the 2010 Black touring MTS....
The PP is a 2012....
Any suggestions?
__________________
2012 1199 Panigale Tricolore (waiting...waiting....)
2012 MTS Pikes Peak (thanks GeeBee)
2010 Multistrada 1200S...black
2009 Monster 1100...red
Last edited by mmcannava; Jan 23rd, 2012 at 7:54 pm.
Reason: forgot company
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Jan 24th, 2012, 7:04 am
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#2 (permalink)
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Senior Member
Join Date: Aug 2010
Posts: 512
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Quote:
Originally Posted by mmcannava
I bought Guy's PP and just added it to my Progressive plan. I did not have comp/coll with the 2010 Black touring MTS....
The PP is a 2012....
Any suggestions?

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Matt
I have Progressive coverage for a 2010 Multi.
Your collision has a $100.00 deductible for $791.00
My collision has a $500.00 deductible for $291.00
Dan
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Jan 24th, 2012, 7:28 am
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#3 (permalink)
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Senior Member
Join Date: Mar 2011
Location: St. Paul, MN, USA
Posts: 137
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Foremost Insurance
For my P.P. through Foremost Insurance
Class Y, Estimated annual mileage 3,000, Rated Operator #1
Married, multi vehicle discount, age 53
Bodily Injury,$100,000 ea person/300,000 ea accident $36
Property damage, $50,000. $11
Medical payments, $1,000 each person. $26
Uninsured motorist, $100,000 /300,000each accident. $139
Damage to your vehicle less, $500. $141
Other than collision, $500. $33
Optional equipment, not to exceed $3,500. Included
Towing/ roadside assistance. $10
Minnesota theft tax. $1
Discounts,
Multi-policy. $31
Preferred operator discount $22
Anti-lock brakes. $7
Prior Insurance discount. $6
Annual Premium. $397
(One of the few good reasons for living in Minnesota and being older and married)
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Jan 24th, 2012, 7:48 am
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#4 (permalink)
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Senior Member
Join Date: Apr 2008
Location: Waukee, Iowa, Dallas
Posts: 351
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I have similar coverage with progressive, except $500 deductibles. I pay $275 per year. I'm 43, single with a clean record combined insurance with my truck.
__________________
(Sold) 1983 Honda V45 Magna
(Sold) 1984 Honda V65 Magna
(Sold) 1984 Kawasaki Eliminator 900
(Sold) 1988 Honda Hurricane 1000
(Sold) 1994 Kawasaki ZX-7
(Sold) 1993 Suzuki GSX-R750
(Sold) 1993 Ducati 900SS
(Sold) 1999 Suzuki TL-1000R
(Sold) 2000 Ducati 996
(Sold) 1999 Ducati ST2
(Sold) 2009 Kawasaki Concours14
2010 Ducati Multistrada 1200S (red)
Preserve wildlife, use freezer bags
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Jan 24th, 2012, 12:12 pm
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#5 (permalink)
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Senior Member
Join Date: Jul 2009
Location: Soldotna, AK, United States
Posts: 146
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Thanks guys. I'm giving them a call now. I'm 41, clean record (blind in one eye and I lost use of my L arm in an unfortunate fishing incident...but I don't think any of that should matter)....
__________________
2012 1199 Panigale Tricolore (waiting...waiting....)
2012 MTS Pikes Peak (thanks GeeBee)
2010 Multistrada 1200S...black
2009 Monster 1100...red
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Jan 24th, 2012, 1:41 pm
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#6 (permalink)
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Senior Member
Join Date: Jul 2009
Location: Soldotna, AK, United States
Posts: 146
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Got to listen to Progressive tell me that you can have two people living together, identical twins, same bike...and they can have completely different rates. I still think it's crazy high. Bumped the comp/coll coverage to 1K and got the yearly prem on the 2012 to 723...gonna call around.
__________________
2012 1199 Panigale Tricolore (waiting...waiting....)
2012 MTS Pikes Peak (thanks GeeBee)
2010 Multistrada 1200S...black
2009 Monster 1100...red
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Jan 24th, 2012, 4:05 pm
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#7 (permalink)
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Member
Join Date: Nov 2011
Location: seattle, WA, United States
Posts: 38
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Quote:
Originally Posted by mmcannava
Got to listen to Progressive tell me that you can have two people living together, identical twins, same bike...and they can have completely different rates. I still think it's crazy high. Bumped the comp/coll coverage to 1K and got the yearly prem on the 2012 to 723...gonna call around.
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I agree. I had progressive for a while and thought they were too expensive. I'm with statefarm now and saving 400 annual on an 01 HD Roadking, 11 Multi and an LR3. Huge!
Sent from my Motorcycle iPhone app
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Jan 25th, 2012, 1:29 am
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#8 (permalink)
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Senior Member
Join Date: Dec 2010
Location: Greensburg, Pennsylvania, United States
Posts: 205
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I have Progressive. $281 a year with $500 disappearing deductible on my 2010 s touring.
Anti theft discount for alarm only gives $2 a year. Funny story, a friend told his agent that his bike has a steering lock and he should be eligible for anti-theft. The agent said how so? Friend said "well, can you ride a motorcycle with the steering locked?". Anti-theft discount was then applied to his policy!
MSF safety course gives me a 5% discount.
Make sure you are getting a discount for ABS also.
Had a policy for a few years with Progressive and found at one point they did not have me listed as having a MC license which added a few $$ before I updated my profile. Wonder how Progressive could insure a MC with a driver without a MC license?
I have chosen 15k-30k with 10k property
Pedestrian 5k
Roadside assist= $10
Premium for collision is only $217yr! I see the OP collision is $791. Must be due to icy conditions in AK?!
includes 3k in accessory coverage as well.
41yo responsible driver.
__________________
2010 Multi S Touring
1973 Honda CB 750 Four
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Jan 25th, 2012, 4:11 am
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#9 (permalink)
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Member
Join Date: Sep 2011
Location: Pisa, , Italy
Posts: 71
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Be thankful you do not have to insure a Multi in Italy....$1750 per year!!!! with, Old guy, Multi car, perfect driver record, MSF instructor discounts, etc!!!! GRRRRRR
__________________
Pisa, Italy
2011 Multistrada
NSR250R
H2 Kawi 2-stroke triple
CBR900RR (Gone)
CBR600RR (Gone)
many others long gone...
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Jan 25th, 2012, 4:34 am
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#10 (permalink)
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Prolific Poster Award
Join Date: Mar 2008
Location: petrolia, ontario, canada
Posts: 5,848
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Scum of the earth Insurance companys , up here they charge and don't pay out, Drag their feet and you have to fight tooth and nail for answers & replys.
$1,000.oo + a year....
__________________
2011 Red Multistrada Touring
08 Hyper S gone but not forgotten
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